New TOEFL Reading: Read in Daily Life Practice #013 — A Bank Switch, a Tenancy, an Adoption Day, and Warehouse Safety

Free practice for the new TOEFL Reading section's short daily-life texts: 4 everyday texts and 12 questions with an answer key.

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How to use this practice: Each text is something you could actually receive — an email, a notice, a memo, a post. Read it once at normal speed, then answer the three questions under it. Watch the options that reuse a word from the text: matching words are the most common trap in this part.
1

Text 1 — Email

Read the text, then answer the three questions below it.

Subject: Your account is moving to a new sort code

From: Marlingford Bank

To: Ms. R. Sørensen

Your branch is merging with Eastgate on 12 September, and your account number stays the same while the sort code changes.

You do not need to do anything for money coming in. Payments sent to the old sort code are redirected for eighteen months, and the sender is told the new details automatically the first time they pay.

Payments going out are different. Standing orders and direct debits move with the account and need no action. What does not move is any payment you set up in someone else's banking app, for example rent you pay from a joint account held elsewhere, because that instruction lives with them and not with us.

Your cards keep working throughout, including on 12 September itself. The mobile app will be unavailable from 22:00 on the 11th until roughly 06:00 on the 12th, and balances shown immediately afterwards may be a few hours out of date until the overnight batch completes.

Cheque books printed with the old sort code remain valid until the end of the year. New books are sent automatically only to customers who used a cheque in the last twelve months.

We will never ask you to move money to a safe account. If anyone calls during the merger and says otherwise, that call is not from us.

Q1 · Inference
A friend pays rent to Ms. Sørensen from their own banking app. What does the email imply?
  1. A. The payment moves automatically with her account
  2. B. That instruction sits with the friend and will need changing
  3. C. The payment is redirected for eighteen months with no action
  4. D. The payment must be made by cheque until the end of the year
Answer
Correct: B
Q2 · Detail
Who receives a new cheque book automatically?
  1. A. Every customer whose sort code changes
  2. B. Customers who ask for one before the end of the year
  3. C. Customers who used a cheque in the last twelve months
  4. D. Customers whose old cheque book has expired
Answer
Correct: C
Q3 · Purpose
Why does the email end with a line about safe accounts?
  1. A. To explain how to move money between branches
  2. B. To describe a service available during the merger
  3. C. To warn that such a call would be a fraud attempt
  4. D. To ask customers to confirm their details by phone
Answer
Correct: C
2

Text 2 — Message Thread

Read the text, then answer the three questions below it.

Flat viewing - Harrow Street

Agent (11:02): Viewing confirmed for Thursday 6pm. The landlord asks for proof of income before offers, not after, so bring three payslips if you want to offer on the day.

Priya (11:20): I started this job seven weeks ago, so I have two payslips and a contract. Is that a problem?

Agent (11:26): Usually a contract plus two payslips is accepted, but the landlord can ask for a guarantor instead. That decision is his, not mine, and he makes it when he sees the file.

Priya (11:31): If a guarantor is needed, does that person have to be local?

Agent (11:40): In the same country, yes. Referencing cannot verify overseas income for this landlord's insurer.

Priya (11:44): Understood. One more: the listing says available from 1 October but also says six weeks' notice on the current tenant. Those do not match.

Agent (11:52): You are right, and thank you. The tenant gave notice on 3 September, so the true date is mid-October. I will correct the listing today.

Priya (11:55): Then I will view but hold the offer until the date is fixed in writing.

Q4 · Detail
Who decides whether Priya needs a guarantor?
  1. A. The agent, when the payslips are handed over
  2. B. The insurer, after referencing is complete
  3. C. The current tenant, when notice expires
  4. D. The landlord, once he has seen her file
Answer
Correct: D
Q5 · Inference
Why does Priya decide to delay her offer?
  1. A. Because she cannot attend the viewing on Thursday
  2. B. Because the available date in the listing was wrong
  3. C. Because she has decided to find a guarantor first
  4. D. Because the landlord has refused her two payslips
Answer
Correct: B
Q6 · Inference
What can be inferred about a guarantor living abroad?
  1. A. They are acceptable if they provide three payslips
  2. B. They would not satisfy this landlord's referencing
  3. C. They must be approved by the agent in advance
  4. D. They are only needed for tenants in their first year
Answer
Correct: B
3

Text 3 — Flyer

Read the text, then answer the three questions below it.

Adoption day - Highfield Animal Shelter

Saturday 18 May, 10:00 to 15:00. Free entry.

Meet forty cats and dogs looking for homes. You can meet an animal on the day, but nobody leaves with one on the day; every adoption includes a home visit first.

Bring identification and proof of address. Without both we can register your interest but cannot start an application, and applications are worked through in the order they are started.

If you already have a dog, bring it. Dogs meeting dogs at the shelter tells us more in ten minutes than any form does, and a pair that does not settle is better discovered now. Cats should stay at home; a car journey and a strange building tell us nothing except that cats dislike both.

Our fees are $120 for a dog and $70 for a cat, which covers vaccination, microchipping, and neutering. We know rehoming elsewhere can be free. The fee exists because animals leaving us are already treated, and a household that plans for the fee is a household that has planned for the vet bills.

We do not rehome dogs under two years old to households where everyone is out for more than six hours a day. This is the condition people argue with most, so it is stated here rather than at the door.

Volunteers are also needed: dog walking on weekday mornings, and drivers for the home visits.

Q7 · Purpose
Why does the flyer explain the reason for the adoption fee?
  1. A. To answer the comparison with free rehoming elsewhere
  2. B. To ask visitors to donate on the day
  3. C. To show that dogs cost more to keep than cats
  4. D. To explain why home visits are required
Answer
Correct: A
Q8 · Inference
Why are visitors told to bring their dog but not their cat?
  1. A. Because a dog meeting is informative and a cat visit is not
  2. B. Because the shelter has no space for visiting cats
  3. C. Because cats are rehomed without a home visit
  4. D. Because cats must be neutered before they travel
Answer
Correct: A
Q9 · Inference
A couple both work eight-hour days away from home and want a one-year-old dog. What does the flyer indicate?
  1. A. They may adopt if they pay the higher dog fee
  2. B. They may adopt after a second home visit
  3. C. They should register interest and wait for an older dog to arrive
  4. D. This shelter will not rehome that dog to them
Answer
Correct: D
4

Text 4 — Workplace Memo

Read the text, then answer the three questions below it.

Memo: Forklift zones and the new pedestrian route

To: All warehouse staff, Bay 2

From: Site Safety

Date: 6 February

From Monday the walkway through Bay 2 moves to the south wall. The old route crossed two forklift aisles; the new one crosses none.

The new route is longer by about ninety seconds. We expect people to cut across anyway when they are in a hurry, so let us be direct about why we are not relying on good intentions: the barrier at the old entrance is being physically removed and that doorway sealed.

High-visibility vests remain mandatory anywhere on the warehouse floor, including the new walkway, even though it no longer crosses an aisle. This surprises people. The reason is that reversing forklifts overrun the aisle markings by up to a metre when loaded.

Drivers: the sight line at the south wall is worse than at the old crossing because of the racking. Sound your horn at the two marked points whether or not you can see someone.

Agency staff receive the same briefing as permanent staff, but they are briefed by their agency and we cannot see whether it happened. Until we can, ask any agency colleague on their first day whether they have had it, and tell a supervisor if they have not.

Report near misses even where nobody was hurt. Last quarter we had eleven reports and no injuries; the quarter before that we had two reports and three injuries.

Q10 · Purpose
Why is the old doorway being sealed rather than signposted?
  1. A. Because the barrier there has already failed twice
  2. B. Because the new route is ninety seconds shorter
  3. C. Because the memo assumes some people would cut across
  4. D. Because agency staff cannot read the site signs
Answer
Correct: C
Q11 · Inference
Why are vests still required on a walkway that crosses no aisle?
  1. A. Because loaded forklifts can overrun the markings
  2. B. Because the south wall has no lighting
  3. C. Because agency staff may not have been briefed
  4. D. Because drivers must sound the horn at two points
Answer
Correct: A
Q12 · Inference
What point do the two sets of quarterly figures make?
  1. A. Injuries have risen as reporting has risen
  2. B. Near misses are only worth reporting when someone is hurt
  3. C. Agency staff account for most near misses
  4. D. More reporting went with fewer injuries
Answer
Correct: D